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Should I talk to the insurance adjuster after an accident?

It’s a common occurrence – you’re involved in an auto accident and a few days later you get a call from the other driver’s insurance company. If the insurance adjuster knows it wasn’t your fault, they want to talk to you quickly. They may claim they just need to sort out the facts. Often, the real purpose of the discussion is to uncover some part of the accident that may minimize or eliminate your potential claim against them. It could be as simple as saying you feel okay today or you weren’t sure which direction the other driver was going or you were listening to a radio program. Sometimes, a seemingly minute detail can become a factor that gives the opposition an advantage.

When you contact an attorney after an accident, you don’t have to talk to the other insurance company. In fact, we advise against it. There have been cases where something you say, even over the phone, can be construed as a release (or as fault) on your part.

Many times after an accident, you may feel fine. You may think it is not important to call an attorney. But, adrenaline can mask injuries. Don’t tell anyone you are uninjured. Give it some time and let your attorney do the talking until you are certain.

Listen to Michael Freedman, P.A. discuss this issue on WBAL radio. And, if you’ve been injured in an auto accident, give us a call – it’s a free consultation.

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