October 17, 2016

Maryland, like all states, requires motorists to maintain a certain minimum amount of liability insurance, i.e. $30,000 bodily injury coverage, $60,000 for two or more people, and $15,000 for property damage. Nonetheless, the Insurance Research Council estimates that as many as 12 to 15% of Maryland drivers do not maintain any insurance coverage at all, despite downward trends in uninsured motorists over the past several years. In car accidents with drivers who do not maintain the required insurance coverage, uninsured and underinsured motorist coverage can help compensate you for any losses that you might have.